:root{--navy:#12304f;--blue:#1c4e80;--sky:#e8f0f8;--paper:#ffffff;--bg:#f6f8fb;--ink:#1b2733;--muted:#526273;--line:#d9e1ea;--ok:#0f6b4f;--radius:12px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--blue)}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid #f0a92e;outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:.6rem 1rem;z-index:100}
.skip:focus{left:0}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.5rem 1.5rem;padding-top:14px;padding-bottom:14px}
.brand{color:#fff;text-decoration:none;font-weight:700;font-size:1.15rem;line-height:1.2}
.brand small{display:block;font-weight:400;font-size:.8rem;opacity:.85}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem .35rem}
nav a{display:block;color:#fff;text-decoration:none;padding:.4rem .7rem;border-radius:8px;font-size:.95rem}
nav a:hover,nav a[aria-current="page"]{background:rgba(255,255,255,.16);color:#fff}
.hero{background:linear-gradient(180deg,var(--navy),#1a4470);color:#fff;padding:56px 0 60px}
.hero h1{font-size:clamp(2rem,5.5vw,3.1rem);line-height:1.12;margin:0 0 .6rem}
.hero .lead{font-size:1.2rem;max-width:44rem;margin:0 0 1.2rem;opacity:.96}
.badge{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.35);padding:.3rem .8rem;border-radius:999px;font-size:.92rem;margin-bottom:1.3rem;color:#fff;text-decoration:none}
a.badge:hover{background:rgba(255,255,255,.26);color:#fff;text-decoration:underline}
.btns{display:flex;flex-wrap:wrap;gap:.7rem}
.btn{display:inline-block;padding:.75rem 1.3rem;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid #fff;color:#fff;background:transparent}
.btn.primary{background:#fff;color:var(--navy)}
.btn:hover{background:#fff;color:var(--navy)}
.btn.dark{border-color:var(--navy);color:var(--navy)}
.btn.dark.primary{background:var(--navy);color:#fff}
.btn.dark:hover{background:var(--navy);color:#fff}
main{display:block}
section.block{padding:44px 0}
section.block.alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h1,h2,h3{line-height:1.25}
h2{font-size:1.65rem;margin:0 0 .8rem;color:var(--navy)}
h3{font-size:1.15rem;margin:1.4rem 0 .4rem;color:var(--navy)}
p{margin:0 0 1rem}
.pagehead{background:var(--sky);border-bottom:1px solid var(--line);padding:38px 0 30px}
.pagehead h1{margin:0 0 .4rem;font-size:clamp(1.8rem,4.5vw,2.5rem);color:var(--navy)}
.pagehead p{margin:0;color:var(--muted);max-width:46rem;font-size:1.08rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin-top:1rem}
.card{display:block;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;text-decoration:none;color:var(--ink);font-weight:600}
.card span{display:block;font-weight:400;color:var(--muted);font-size:.93rem;margin-top:.25rem}
.card:hover{border-color:var(--blue);box-shadow:0 2px 10px rgba(18,48,79,.12)}
.steps{counter-reset:s;list-style:none;padding:0;margin:1rem 0 0;display:grid;gap:12px}
.steps li{counter-increment:s;position:relative;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:14px 16px 14px 56px}
.steps li::before{content:counter(s);position:absolute;left:14px;top:12px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.note{background:var(--sky);border-left:5px solid var(--blue);padding:14px 18px;border-radius:8px;margin:1.2rem 0}
.cta{background:var(--navy);color:#fff;padding:42px 0;text-align:center}
.cta h2{color:#fff}
.cta p{max-width:38rem;margin:0 auto 1.2rem;opacity:.95}
.cta .btns{justify-content:center}
.chips{list-style:none;margin:.4rem 0 1.4rem;padding:0;display:flex;flex-wrap:wrap;gap:.4rem}
.chips li{background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.2rem .8rem;font-size:.95rem}
.testemunho{background:var(--paper);border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:var(--radius);padding:16px 18px;margin:0 0 14px}
.testemunho p{font-size:1.05rem;margin:0 0 .5rem}
.testemunho footer{color:var(--muted);font-weight:600;font-size:.92rem}
.faqnav{display:flex;flex-wrap:wrap;gap:.5rem;margin:1rem 0 0;padding:0;list-style:none}
.faqnav a{display:inline-block;background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.3rem .9rem;text-decoration:none;font-size:.95rem}
details{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);margin:0 0 10px}
details[open]{border-color:var(--blue)}
summary{cursor:pointer;padding:15px 18px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:46px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:18px;top:11px;font-size:1.5rem;line-height:1;color:var(--blue)}
details[open] summary::after{content:"\2212"}
.ans{padding:0 18px 6px}
.fund{font-size:.9rem;color:var(--muted);border-top:1px dashed var(--line);padding-top:.7rem;margin-top:.4rem}
.contact-big{font-size:1.6rem;font-weight:700;margin:.2rem 0}
.contact-big a{text-decoration:none}
ul.clean{padding-left:1.2rem}
ul.clean li{margin:.3rem 0}
footer.site{background:#0d2237;color:#d6e0ea;padding:30px 0;font-size:.95rem}
footer.site a{color:#fff}
footer.site p a{text-decoration:underline}
footer.site .cols{display:flex;flex-wrap:wrap;gap:1.2rem 3rem;justify-content:space-between}
footer.site p{margin:0 0 .3rem}
@media (max-width:600px){body{font-size:16.5px}.hero{padding:40px 0 44px}}
@media print{header.site nav,.cta,.btns{display:none}}
.formbox{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;max-width:36rem}
.formbox label{display:block;font-weight:600;margin:1rem 0 .3rem;color:var(--navy)}
.formbox label:first-of-type{margin-top:0}
.formbox input,.formbox select,.formbox textarea{width:100%;padding:.65rem .8rem;border:1px solid var(--line);border-radius:8px;font-size:1rem;font-family:inherit;color:var(--ink);background:#fff}
.formbox input:focus,.formbox select:focus,.formbox textarea:focus{outline:3px solid #f0a92e;outline-offset:1px}
.formbox .hint{font-size:.88rem;color:var(--muted);margin:.25rem 0 0}
.formbox button{margin-top:1.3rem}
.formok{background:#eaf6f0;border:1px solid var(--ok);border-radius:var(--radius);padding:18px 20px;color:#0f6b4f;font-weight:600}
.formerr{background:#fdecec;border:1px solid #c0392b;border-radius:var(--radius);padding:14px 18px;color:#962d22;margin-top:.8rem}

html{-webkit-tap-highlight-color:rgba(28,78,128,.18)}
a,button,summary,label{touch-action:manipulation}
[id]{scroll-margin-top:12px}
.mnt{position:absolute;opacity:0;width:1px;height:1px;pointer-events:none}
.mnl{display:none}
nav a{min-height:44px;display:flex;align-items:center}
.btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center;padding:.8rem 1.4rem}
.faqnav a{min-height:44px;display:inline-flex;align-items:center;padding:.4rem 1rem}
summary{min-height:52px;display:flex;align-items:center}
.callbar{display:none}
.btn.wa{background:#25d366;border-color:#25d366;color:#062b1d}
.btn.wa:hover{background:#1fb457;border-color:#1fb457;color:#062b1d}
footer.site a{display:inline-block;padding:.3rem 0}
@media (max-width:799px){
 header.site .wrap{padding-top:10px;padding-bottom:10px}
 .mnl{display:inline-flex;align-items:center;min-height:44px;padding:.4rem 1rem;border:2px solid rgba(255,255,255,.7);border-radius:10px;font-weight:600;cursor:pointer}
 .mnt:focus-visible + .mnl{outline:3px solid #f0a92e;outline-offset:2px}
 nav{display:none;width:100%}
 .mnt:checked ~ nav{display:block}
 nav ul{flex-direction:column;gap:2px;padding:6px 0 4px}
 nav a{padding:.75rem 1rem;font-size:1.05rem}
 .hero{padding:34px 0 40px}
 .hero .lead{font-size:1.08rem}
 section.block{padding:32px 0}
 .pagehead{padding:28px 0 22px}
 .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;gap:8px;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:rgba(13,34,55,.97);box-shadow:0 -2px 12px rgba(0,0,0,.25)}
 .callbar a{flex:1;min-height:48px;display:flex;align-items:center;justify-content:center;border-radius:10px;font-weight:700;text-decoration:none;color:#fff;border:2px solid #fff}
 .callbar a.cb1{background:#fff;color:#12304f;flex:2}
 .callbar a.cbw{background:#25d366;border-color:#25d366;color:#062b1d}
 body{padding-bottom:72px}
}
@media (max-width:599px){.btns .btn{flex:1 1 100%}}
@media (min-width:800px){
 .mnl,.mnt{display:none}
 nav{display:block}
}
@media (min-width:600px) and (max-width:1023px){
 body{font-size:17.5px}
 .wrap{padding:0 28px}
}

.brand{display:inline-flex;flex-direction:column;justify-content:center;min-height:44px}
footer.site a{display:inline-flex;align-items:center;min-height:44px}
.contact-big a{display:inline-block;padding:.45rem 0}
ul.clean li a{display:inline-block;padding:.45rem 0}
main p > a:only-child{display:inline-block;padding:.65rem 0}

/* ajustes 2026-11 */
a.badge{display:inline-flex;align-items:center;min-height:44px}
.hero .zona{font-size:1rem;letter-spacing:.02em;margin:0 0 .9rem;opacity:.9}
main.narrow section.block .wrap>*,main.narrow .pagehead .wrap>*{max-width:38rem}
.foto{display:block;width:100%;max-width:300px;height:auto;border-radius:8px;margin:0 0 1.4rem;border:1px solid var(--line)}
@media (min-width:1024px){.hero .wrap{text-align:center}.hero .lead{margin-left:auto;margin-right:auto}.hero .btns{justify-content:center}}
.formbox input.mnt{width:1px;height:1px;padding:0;border:0}
main.narrow .wrap>img.foto{max-width:300px}